Getting an appraisal from McLeod Appraisal Company

To many, an appraisal is simply another fee on the settlement sheet for a home sale or refinance. Even though there are a budding number of automated home valuation processes that may seem more practical than an appraisal, practically all lenders still want a local expert because the stakes are very high. You might assume that securing a mortgage is the only reason to acquire an appraisal, but there are more times when the services of a certified, independent real estate professional might be helpful.

For real estate appraisals in Glennville and Tattnall County, it's easiest when your order online from McLeod Appraisal Company, just click here.

Challenge your tax assessment in Tattnall County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your house, so if values have declined in your area, you can challenge your assessment and save money. When building your case, an appraisal from McLeod Appraisal Company is your best evidence. At McLeod Appraisal Company,we can assist you in challenging your tax assessment.

Let McLeod Appraisal Company assist you in lowering your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the real estate, nearly all lenders ask homebuyers to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this additional payment is lumped into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

McLeod Appraisal Company will give you a statement regarding the value of your home, and the expense of the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from McLeod Appraisal Company

A divorce is often complicated by the burdensome decision of who keeps the house, and it can be a very heartbreaking occurrence for both parties. So both parties are fully aware of the true market value of their property, it's a good idea to order an appraisal from McLeod Appraisal Company, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the absolute value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

McLeod Appraisal Company can assist you in relocating to or from Tattnall County

We are aware of the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide remarks on the positive aspects of their property, along with information regarding any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

A professional appraisal will help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to finish the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.